120-Day Rate Hold

Lock in Your Mortgage Rate with Confidence



When it comes to securing a mortgage, one of the key factors to consider is the interest rate. Mortgage rates can fluctuate, and as a homebuyer, you want to ensure that you obtain a favorable rate that aligns with your financial goals. That's where a 120-day rate hold comes into play.


At The Walker Team, we offer a 120-day rate hold option to our valued clients. What does this mean? It means that once you secure a mortgage preapproval with us, we can guarantee the interest rate for a period of 120 days. This rate hold gives you peace of mind and financial stability as you search for your dream home.

Why is a 120-day rate hold beneficial?




PROTECTION FROM THE POSSIBILITY OF AN INTEREST RATE INCREASE


Firstly, it protects you from potential interest rate increases during the rate hold period. If mortgage rates rise within those 120 days, you are shielded from the impact, and your rate remains locked in at the lower level. This allows you to budget more effectively and plan your finances without worrying about unexpected rate changes.


SHOP FOR YOUR DREAM HOME WITH CONFIDENCE


Secondly, a 120-day rate hold provides you with flexibility and confidence in your home search. With a locked-in rate, you can focus on finding the right property without feeling rushed. Whether you're exploring different neighborhoods, attending open houses, or working closely with a real estate agent, you have the freedom to make informed decisions at your own pace.


COMPETITIVE ADVANTAGE IN THE MARKET


Furthermore, a rate hold can help you in a competitive real estate market. If you find yourself in a situation where multiple offers are being made on a property, having a rate hold demonstrates your commitment and readiness to proceed. Sellers and their agents will appreciate the certainty that comes with a locked-in rate, potentially giving your offer an edge over others.

At The Walker Team, our mortgage experts are dedicated to providing you with exceptional service and valuable options. With our 120-day rate hold, we empower you to make confident decisions and navigate the real estate market with certainty.

Take advantage of our 120-day rate hold and secure your mortgage rate today.

Contact The Walker Team to discuss your options and begin your journey towards homeownership with confidence.

Get In Touch

Dave Walker, Broker

Keller Williams Experience Realty

516 Bryne Drive Unit J  Barrie,  Ontario  L4N 9P6 

Phone: 705-309-9014

dave@walkerteam.ca

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Get In Touch

Dave Walker, Broker

Phone: 705-309-9014

dave@walkerteam.ca

Office Info

Keller Williams Experience Realty

516 Bryne Drive Unit J  Barrie,  Ontario  L4N 9P6 

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