3 Valuable Benefits of a 120 Day Rate Hold

Posted on Nov 10, 2022

Are you holding your breath every time the Bank of Canada mentions an upcoming interest rate rise?  If you are considering buying in the next few months or wanting to shop around for different mortgages from different banks, and time is not on your side, you might want to consider a 120 day rate hold.

Tell me more, I hear you say!

There's nothing more...

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Affordability: Are We There Yet?

Posted on Oct 28, 2022

For 2021 and most of 2022, the word on everyone's lips was the incredible rise of the pandemic-fueled real estate market. Many first time home buyers were shaking their heads that they could never get into the market, and sellers were shocked that they had just sold their home for well above the asking price.

The traditional time for selling a house...

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Posted on Oct 13, 2022

Have your circumstances changed since you last reviewed your mortgage?

As a home owner, it's important to stay up to date on the home financing options available to you so that your mortgage remains suitable and relevant to your current lifestyle and circumstances.

Setting up a mortgage check-up can provide you with peace of mind in knowing you will...

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The State of The Real Estate Market: An October 2022 Update

Posted on Oct 12, 2022

2022 will go down as one of the most interesting and changeable real estate markets anyone can remember in recent history.  With a looming recession on the horizon and the market possibly flipping to a buyer's market in 2023, what should we expect by the end of 2022 and into 2023. 

According to Desjardins, the market is projected to fall 24% from the...

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Why Your Word Of Mouth Referral Matters

Posted on Oct 12, 2022

Have you ever bought a product only to get it home and find that it was broken or defective in some way? 
Or maybe you went to a restaurant and got terrible service, or the food was awful?

When you've spent your hard-earned cash on something, and it's not what you expected or paid for, it's well in your right to get a refund or replacement. Most peop...

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To Fix Or Go Variable. That Is The Question.

Posted on Oct 05, 2022

When it comes to locking in a fixed or a variable interest rate, it could feel like deciding to get on a rollercoaster or stay on the safe sideline.
While a fixed rate provides security and keeps you safely locked in for a five-year period, it is usually set at a higher rate than the variable. 
It also means that should interest rates go down, you cou...

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