July 2025

3 Valuable Benefits of a 120 Day Rate Hold

Posted on Jul 30, 2025


Are you holding your breath every time the Bank of Canada mentions an upcoming interest rate rise?  If you are considering buying in the next few months or wanting to shop around for different mortgages from different banks, and time is not on your side, you might want to consider a 120 day rate hold.

Tell me more, I hear you say!

There's nothing more...

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New Government Incentives Help First-Time Buyers Enter the Market

Posted on Jul 02, 2025



The federal government is proposing to eliminate the 5% GST on newly built homes priced up to $1 million for first-time buyers.

This move could translate into up to $50,000 in purchase price savings and up to $240 in monthly mortgage savings, according to Desjardins Economics.

Currently, GST rebates phase out above $350,000—an outdated threshold giv...

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